Continuing Disclosure – Maryland State Treasurer

EMMA, a website administered by the Municipal Securities Rulemaking Board, is the comprehensive source for official statements, continuing disclosure documents, advance refunding documents and real-time trade price information on municipal securities. The CUSIP numbers for Maryland General Obligation Bonds begin with 574192 or 574193.

http://emma.msrb.org

The State’s revenue estimates are based upon projections by the Board of Revenue Estimates. Projected revenue estimates are reported in September, December, and March. Estimates are monitored monthly and compared to actual collections. Monthly reports and annual estimated revenues and revisions can be found at the following website.

http://finances.marylandtaxes.com/

The audited financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the State, reported annually, which collectively comprise the State’s basic financial statements are available at the following website.

https://marylandtaxes.gov/reports/acfr.php

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DISCLAIMER

Introduction

The State Treasurer’s Office (“STO”) is an agency of the State of Maryland. Information on Maryland State General Obligation Bonds will be available to you after you read and acknowledge this disclaimer. The Official Statements linked to the Debt Management section of the STO website (the “Official Statements Webpage”) is the only information on this site intended to reach the investing public, including Maryland State General Obligation bondholders, rating analysts, financial advisors, or any other members of the investment community.

Use of this Website

Your access and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and browsing this site, you accept these terms and conditions without limitation or qualification.

Contact Person

If you need help downloading Official Statements or other information, or would like to obtain copies of printed Official Statements, please contact the STO’s Debt Management Division at (410) 260-7920.

Disclaimer

All information contained in the STO Official Statements Webpage is obtained from sources believed to be accurate and reliable. Refer to the Official Statement of each series for complete information on that issue. This information, however, is prepared “without audit” unless otherwise identified as audited financial information. Due to the possibility of human or mechanical error as well as other factors, this information is provided “as is” without warranty of any kind and the STO makes no representation, express or implied, as to the accuracy, reliability, completeness, or timeliness of this information, and is not responsible for any loss or damages incurred by parties using this information.

You will need Adobe Reader software to accurately read and print the Official Statements. If you do not have the Adobe Reader, or if you are using a version earlier than the current version, you may obtain an updated version of the Adobe Reader free of charge from the Adobe web site here. Using software other than the current version of Adobe Reader may cause the Official Statements that you view or print to differ from the Official Statements as they were posted on this web site or as they appear in the STO’s printed version. You assume the risk of any such discrepancies as well as any discrepancies related to communication transmission or other printing problems.

The Official Statements located on the Official Statements Webpage have been included for general informational purposes only and no person should make any investment decision in reliance upon the information contained herein. The Official Statements Webpage and the information contained herein do not constitute an offer to sell or the solicitation of any offer to buy any securities. The STO currently anticipates that the disclosure documents prepared from time to time in connection with the offering and sale of securities by the State of Maryland may contain information updating or supplementing the information presented at this website. In addition, certain financial information and operating data, as well as information regarding certain material developments concerning the State of Maryland and securities from time to time issued by it, may be filed with the continued disclosure service established by the Municipal Securities Rulemaking Board known as the Electronic Municipal Market Access “EMMA” system, www.emma.msrb.org. The STO in its discretion will determine whether to include such updated information on its website or to otherwise supplement, update or modify the information at this website. Furthermore, the information in each document or file is dated as of the date or dates indicated, and the STO disclaims any duty or obligation either to update the information contained at the Official Statements Webpage or to maintain the availability of such information. Such supplemental, updated or modified information may be obtained from the website cited above.

Under no circumstances shall the STO have any liability to any person or entity for (1) any loss or damage in whole or part caused by, resulting from or relating to any error (neglect or otherwise) or other circumstances involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing communicating or delivering any such information, or (2) any direct, indirect, special, consequential or incidental damages whatsoever, even if the STO is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information

Restrictions on use of Website Materials

The STO maintains the Official Statements Webpage to provide you with information, and for education and communication. Please feel free to browse the site. You may download material displayed on this site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, repost, or use the contents of this site for public or commercial purposes, including the text, images, audio, and video without the permission of the STO.

Archived Documents Acknowledgment

I acknowledge that I am entering an area of the website for historical archived documents; that each archived documents speaks only as of its date; and that the STO has undertaken no obligation to update the information.

Acknowledgement of Disclaimer

I have read the foregoing disclaimer and expressly agree to each of its terms; I also understand that, as indicated above, official forms of disclosure documents are available elsewhere and that material information important to the making of informed investment decisions may have been posted elsewhere.